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SplitCheck

Why This is an Opportunity

Splitwise exists but it's bloated with features most people don't need and the free tier got gutted. A focused, event-based splitting tool with auto-nudge emails via Resend is a perfect weekend build with clear monetization for power users (frequent hosts, group travel organizers).

Key Pain Points

  • Being the person who tracks group expenses means becoming everyone's least favorite accountant
  • Splitwise's free tier keeps getting worse and the app tries to do way too much now
  • After a group trip there's always one person who 'forgets' to pay and you feel weird asking
  • Manually calculating who owes who when 8 people split 15 different expenses is a nightmare
Market Opportunity
Peer-to-Peer Expense Splitting and Group Payment Settlement Software Market
Current Size (2026)
$0.3B
Projected (2036)
$1.4B
CAGR
15.7%
This market is projected to grow 331% over the next 10 years, reaching $1.4B by 2036.

Original Discovery

For co-hosts throwing events — dinner parties, group trips, shared Airbnbs — where expenses are messy and nobody wants to be the annoying person chasing Venmo requests. SplitCheck lets you create an event, log expenses as they happen, and generates a final settlement plan that minimizes the number of payments needed. It sends polite nudge emails so you don't have to be the bad guy.

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